Your next decision
Decision dashboard
Fast decision
Which card should I use?
Buyer-entered terms
Wallet setup
Annual value + travel planning
Benefits, points, goals & redemptions
Your data, your device
Backup & restore
Local-first privacy
PWA v1 is local-first: your entries stay in this browser's storage. No bank connection is required. This app has no login, analytics, cloud database, or subscription checkout. Never enter card-issuer or loyalty-program passwords. Browser data can still be cleared by device settings, private browsing, storage pressure, or uninstalling, so export a backup after meaningful changes.
Reset / Clear Data: clearing removes this app's saved entries from this browser only and always requires confirmation. Export a backup first if you may need the data again.
Offline limits
After the first successful load, the calculator and saved data work offline. Offline mode cannot verify issuer terms, merchant category coding, award inventory, transfer availability, or program changes. Reconnect to receive app updates.
Version
App and backup schema: 1.0.0. Restore accepts only a validated Rewards v1 backup.